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Wisconsin · Licensed Specialty Insurance

Home care, trucking & small-business insurance built for Wisconsin.

Noah Insurance Agency is licensed in Wisconsin and writes policies for home health and personal care agencies, owner-operators, and small businesses from Milwaukee to Eau Claire — same-day quotes, no nickel-and-diming.

Licensed in Wisconsin GL & PL quotes back in 15–30 minutes Family-owned · Columbus, OH
Wisconsin coverage we write every day:

Specialty coverage we write in Wisconsin.

Home Health Professional & General Liability

Covers nursing aides, in-home caregivers, and licensed home health agencies.

Skilled Nursing Bond

Surety bond required for licensed agencies protecting residents' personal funds.

Dishonesty / Employee Theft Bond

Protects your business from employee theft of cash, inventory, or client property.

Commercial Auto & Trucking

Owner-operator, hired & non-owned, fleet — single rig or 50 trucks.

Professional Liability / E&O

Claims of negligence, error, or omission against your professional services.

General Liability

Bodily injury, property damage, and personal injury for your business operations.

Serving Wisconsin

Wisconsin cities we cover

We write insurance for clients across the entire state — not just the major metros.

Milwaukee Madison Green Bay Kenosha Racine Appleton Waukesha Eau Claire+ all Wisconsin counties
Wisconsin licensing notes

What Wisconsin regulators expect

Regulator: Wisconsin Department of Health Services (DHS) Division of Quality Assurance.

Wisconsin home health agencies are licensed by DHS DQA under DHS 133; personal care agencies certify under DHS 105 for Medicaid. Proof of liability insurance is required at licensure and surety/dishonesty bonds are common payer requirements.

Wisconsin workers' comp is required with 3+ employees and written by private carriers — quoted alongside your GL.

Wisconsin home-care market: Family Care and IRIS programs make Wisconsin a top self-directed home-care market — Milwaukee, Madison and Green Bay lead demand. Licensed in Wisconsin and four neighboring states — and home health General Liability & Professional Liability are available to agencies in all 50 states.

General & professional liability — Wisconsin

Wisconsin home care liability insurance — questions owners ask

What insurance does a Wisconsin home health agency need?

Wisconsin licenses home health agencies under Wis. Admin. Code ch. DHS 133, and Medicaid certification (DHS 105.16) requires the agency to be Medicare-certified and state-licensed. The rules don't name one liability dollar figure for every agency, so contracts and referral sources drive the specifics — most agencies carry general and professional liability sized to the work they do. Text us at 814-718-0060 or start at noahia.com/quote.

Do Wisconsin personal care agencies need liability insurance?

Personal care providers are certified under Wis. Admin. Code DHS 105.17, and while that section doesn't print a liability limit, agencies are still responsible for the care their workers provide in clients' homes. General and professional liability, workers' compensation for caregivers, and an employee dishonesty bond are the standard package payers and contracts expect to see. Text us at 814-718-0060 or start at noahia.com/quote.

Does Wisconsin require a bond for home care agencies?

We found no surety bond requirement for home health agencies or personal care agencies in Wisconsin's licensing and certification rules (ch. DHS 133 and DHS 105.17). If a managed care organization, county program, or contract asks your agency for a bond, that is a contract requirement — send us the letter and we will match the exact bond it specifies. Text us at 814-718-0060 or start at noahia.com/quote.

Wisconsin insurance FAQs

Do I need insurance to get a home care license in Wisconsin?+

Yes. Wisconsin home health agencies are licensed by DHS DQA under DHS 133; personal care agencies certify under DHS 105 for Medicaid. Proof of liability insurance is required at licensure and surety/dishonesty bonds are common payer requirements. Noah Insurance Agency quotes Wisconsin home health General Liability and Professional Liability — most quotes back in 15–30 minutes — and binds most bonds the same day.

Who regulates home health agencies in Wisconsin?+

Wisconsin Department of Health Services (DHS) Division of Quality Assurance. We work with these requirements every day and prepare certificates and bond forms in the format the regulator and Medicaid payers expect.

Is Noah Insurance Agency licensed in Wisconsin?+

Yes — Noah Insurance Agency LLC is licensed in Wisconsin as well as Ohio, Iowa, Minnesota, Virginia and Wisconsin. Home health General Liability and Professional Liability are available to agencies in all 50 states, and surety bonds are available nationwide.

How does workers' compensation work in Wisconsin?+

Wisconsin workers' comp is required with 3+ employees and written by private carriers — quoted alongside your GL.

How fast can I get a Wisconsin quote?+

Most GL & Professional Liability quotes back in 15–30 minutes. Trucking, commercial auto and bonds are reviewed personally by a licensed agent. Call or text 814-718-0060 or start at noahia.com/quote.

What clients say

“Our Milwaukee personal care agency got GL, professional liability and our bond quoted in one afternoon — Noah made the DHS paperwork painless.”

— Agency owner · Milwaukee, WI

Get your Wisconsin insurance quote today.

One form. Real human review. Most GL & Professional Liability quotes back in 15–30 minutes. No call centers.