Personal Auto Insurance — Ohio, Iowa, Minnesota, Virginia & Wisconsin
Honest, competitive personal auto insurance for drivers in Ohio, Iowa, Minnesota, Virginia and Wisconsin — the five states where we are licensed. We shop multiple carriers to find your best rate.
Buying auto insurance shouldn't feel like a sales pitch. Noah Insurance Agency LLC writes personal auto coverage for drivers in five states only: Ohio (including Columbus, Westerville, Dublin, Worthington, Reynoldsburg, Grove City), Iowa, Minnesota, Virginia, and Wisconsin. One conversation, multiple carriers, a real human on the phone.
What this policy covers
Liability (BI / PD)
Covers injuries and property damage you cause to others — Ohio's minimum is 25/50/25 but we usually recommend higher.
Collision
Pays to repair your car after an accident, regardless of fault.
Comprehensive
Hail, theft, vandalism, hitting a deer — non-collision damage.
Uninsured / Underinsured Motorist
Critical in Ohio — protects you when the other driver has no coverage or too little.
Medical Payments
Covers medical bills for you and passengers regardless of fault.
Rental Reimbursement & Roadside
Small add-ons that save you thousands in real-world inconvenience.
Personal auto is written only in Ohio, Iowa, Minnesota, Virginia and Wisconsin — every quote is rated for your state's rules.
Proof of financial responsibility required; the BMV can suspend your license for driving uninsured. UM/UIM optional but strongly recommended.
Comparative-fault state. Hail, deer strikes and winter ditch-outs make comprehensive and collision worth pricing.
No-fault state: $40,000 Personal Injury Protection and 25/50 UM/UIM are mandatory on every policy.
Liability insurance is now required on every registered vehicle — the old uninsured-motor-vehicle fee is gone. UM equal to your liability limits is included.
25/50 uninsured motorist required on every policy; underinsured motorist offered on every quote.
Get your Personal Auto Insurance quote.
One form. Real conversation. Most GL & Professional Liability quotes back in 15–30 minutes.