How fast can I get a home health General Liability or Professional Liability quote?

Noah Insurance Agency LLC returns most home health General Liability and Professional Liability quotes in 15–30 minutes during business hours. Submit the form on noahia.com or call 814-718-0060.

Does Noah Insurance Agency write home health insurance in Ohio, Iowa, Minnesota, Virginia, and Wisconsin?

Yes. Noah Insurance Agency LLC is licensed in Ohio, Iowa, Minnesota, Virginia, and Wisconsin and specializes in home health care agencies — General Liability, Professional Liability, Skilled Nursing Bonds, Dishonesty Bonds, workers compensation, and commercial auto.

How fast can I get an insurance quote from Noah Insurance Agency?

Most GL & Professional Liability quotes back in 15–30 minutes. Trucking and small business quotes are personally reviewed by a licensed agent. Submit the form at noahia.com or call 814-718-0060.

Do you write trucking insurance for owner-operators?

Yes. We write commercial auto, hired & non-owned auto, and full trucking coverage for owner-operators and small fleets across Ohio, Iowa, Minnesota, Virginia, and Wisconsin.

What is a skilled nursing bond and do I need one in Ohio?

A skilled nursing bond (also called a residents' personal funds bond or surety bond) is required by many states — including Ohio — for licensed skilled nursing and home health agencies. It protects residents' funds against employee theft. Noah Insurance writes these bonds same day.

Ohio Insurance — Home Health, Trucking & Skilled Nursing

Home health, trucking & small-business insurance — built for Ohio.

Noah Insurance Agency is based right here in Columbus, OH. We write insurance for home health agencies, owner-operator truckers, skilled nursing facilities, and small businesses — most GL & Professional Liability quotes back in 15–30 minutes — across all 88 Ohio counties.

Licensed in Ohio GL & PL quotes back in 15–30 minutes Family-owned · Columbus, OH

Specialty coverage we write in Ohio.

Home Health Professional & General Liability

Covers nursing aides, in-home caregivers, and licensed home health agencies.

Skilled Nursing Bond

Surety bond required for licensed agencies protecting residents' personal funds.

Dishonesty / Employee Theft Bond

Protects your business from employee theft of cash, inventory, or client property.

Commercial Auto & Trucking

Owner-operator, hired & non-owned, fleet — single rig or 50 trucks.

Professional Liability / E&O

Claims of negligence, error, or omission against your professional services.

General Liability

Bodily injury, property damage, and personal injury for your business operations.

What Ohio regulators expect

Regulator: Ohio Department of Health (ODH).

Home health agencies in Ohio are licensed by ODH under ORC 3740 (effective 2024); non-medical home care providers serving Medicaid waiver clients certify through ODA/DODD. Most licenses require proof of General Liability and a skilled nursing or dishonesty bond.

Ohio workers' compensation is written only by the Ohio BWC — we guide you through the state fund and quote everything else.

Ohio home-care market: Ohio has 1,000+ licensed home health agencies and the fastest-growing DODD waiver provider base in the Midwest — Columbus, Cleveland and Cincinnati lead demand. Licensed in Ohio and four neighboring states — and home health General Liability & Professional Liability are available to agencies in all 50 states.

Ohio home care liability insurance — questions owners ask

Do I need liability insurance to run a home care agency in Ohio?

Yes, once you are certified to serve Ohio Department of Aging (ODA) programs. Ohio Admin. Code 173-39-02 requires ODA-certified providers to carry a minimum of $1,000,000 in commercial liability insurance, and the coverage has to include individuals' losses due to theft or property damage. Providers also keep a Medicaid provider agreement and a provider agreement with ODA's designee in active status. Text us at 814-718-0060 or start at noahia.com/quote.

What's the difference between general liability and professional liability in Ohio?

General liability responds to third-party injuries and property damage — a visitor falls in your office, or a caregiver damages a client's property. Professional liability responds to claims about the care itself, like an allegation that a visit was missed or performed incorrectly. Ohio's ODA certification rule accepts commercial liability with theft coverage built in; many agencies carry both policies because they answer different claims. Text us at 814-718-0060 or start at noahia.com/quote.

Does Ohio require anything else before my agency can take clients?

Alongside liability coverage, Ohio agencies typically need workers' compensation through Ohio BWC once caregivers are hired, and any bond tied to their license or enrollment — new skilled home health agencies, for example, file a $50,000 surety bond with their Ohio Department of Health license application under Ohio Revised Code 3740.03. Which pieces apply depends on your services and programs. Text us at 814-718-0060 or start at noahia.com/quote.

Ohio insurance FAQs

Do I need insurance to get a home care license in Ohio?+

Yes. Home health agencies in Ohio are licensed by ODH under ORC 3740 (effective 2024); non-medical home care providers serving Medicaid waiver clients certify through ODA/DODD. Most licenses require proof of General Liability and a skilled nursing or dishonesty bond. Noah Insurance Agency quotes Ohio home health General Liability and Professional Liability — most quotes back in 15–30 minutes — and binds most bonds the same day.

Who regulates home health agencies in Ohio?+

Ohio Department of Health (ODH). We work with these requirements every day and prepare certificates and bond forms in the format the regulator and Medicaid payers expect.

Is Noah Insurance Agency licensed in Ohio?+

Yes — Noah Insurance Agency LLC is licensed in Ohio as well as Ohio, Iowa, Minnesota, Virginia and Wisconsin. Home health General Liability and Professional Liability are available to agencies in all 50 states, and surety bonds are available nationwide.

How does workers' compensation work in Ohio?+