Virginia· 4 min read·Updated 2026-03-13
Virginia Workers Comp for Home Health
Virginia requires workers compensation once an employer has three or more employees (regularly employed in Virginia). Home health agencies use class 8835.
Virginia requirements
Va. Code § 65.2-101 et seq.: 3+ regularly employed employees triggers mandatory coverage. The Virginia Workers' Compensation Commission (VWC) enforces. Penalties for non-coverage are $250/day up to $50,000.
Typical rates 2026
Virginia class 8835: $2.00–$3.80 per $100 of payroll. Virginia is mid-pack nationally for home health WC pricing.
Premium reduction
Drug-free workplace program: 5% credit. Safety incentive plan: up to 5%. NCCI experience rating after 3 years of payroll history.
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