Iowa· 4 min read·Updated 2026-03-11
Iowa Contractor License Bond — $25,000 Bond Guide
Iowa requires construction contractors to be licensed with the Iowa Division of Labor and to maintain a $25,000 surety bond.
Who needs the Iowa bond
Any contractor performing construction in Iowa with annual gross receipts of $2,000+ must be licensed and bonded. Out-of-state contractors must also register with the Iowa Division of Labor.
What it costs
$25K bond premium based on credit: • 700+ FICO: $125–$250/year • 650–699: $250–$500/year • 600–649: $500–$1,000/year • Below 600: $1,000–$2,500/year, sometimes collateral required
Bind same-day
We file with the Iowa Division of Labor on your behalf. 814-718-0060.
Talk to Noah directly
Ready for a same-day quote?
Real broker. Real numbers. Same business day on most Iowa policies.