FederalPerformance & Payment

Solutions - Performance & Payment Application

Solutions - Performance & Payment Application — required surety bond in Federal. Apply online in minutes.

✉️ Your bond is delivered to your email after application · Questions? Call 814-718-0060

How to get this bond

1. Apply online
Click Apply Now and complete the secure application — takes about 5 minutes.
2. Instant review
Most applications are approved same-day at competitive rates.
3. Bond by email
Your official bond documents are delivered straight to your email.

What is this bond?

A Federal Performance and Payment bond is a dual-purpose contract surety bond that guarantees a contractor will successfully complete a federal project according to the agreed-upon terms. The performance portion guarantees the work itself, while the payment portion ensures that all subcontractors, laborers, and material suppliers involved in the project are paid. This bond protects the federal government from financial loss and ensures the project is finished without outstanding debts.

Who needs it?

Construction companies and prime contractors who are awarded federal government contracts typically need this bond. Those overseeing public works, building construction, or federal infrastructure projects are generally the primary applicants. Because requirements vary by project, contractors should always verify specific bonding needs directly with the federal contracting officer.

Why is it required?

Federal agencies require these bonds to protect taxpayer funds and ensure public projects are completed as agreed. If a contractor defaults or goes out of business, the bond provides financial backing to finish the work and pay outstanding bills. This prevents the government from absorbing the cost of hiring a replacement contractor and protects downstream suppliers who cannot place liens on public property.

How do I apply?

Getting started is simple—just click Apply Now to access our secure online application. The process takes about five minutes to complete, and our team at Noah Insurance Agency will review your submission to find the best surety options. Once approved and finalized, your bond documents can be delivered directly to you via email.

Common mistakes to avoid

  • Failing to accurately match the bond amount to the specific federal contract requirements.
  • Submitting incomplete financial statements or missing project history during the application process.
  • Applying for the bond too close to the final contract signing deadline.
  • Neglecting to verify the exact bonding specifications with the federal obligee beforehand.

Frequently asked questions

How much does a federal performance and payment bond cost?

Premiums vary based on the total contract amount, the contractor's financial history, and credit profile. Please apply online with Noah Insurance Agency or contact us at 814-718-0060 for an exact quote.

What is the difference between the performance bond and the payment bond?

The performance bond guarantees the actual completion of the contract work to the obligee's standards. The payment bond ensures that your subcontractors and material suppliers are paid for their contributions to the project.

What bond amount is required for my federal contract?

Bond amounts vary depending on the specific project and the terms set by the federal agency. Always verify the exact bond amount requirement directly with the contracting officer before applying.

Can I get this bond if my company has poor credit?

Approval requirements vary, but contractors with less-than-perfect credit may still have options. Our team at Noah Insurance Agency works with multiple surety markets nationwide to help find a solution that fits your situation.

Businesses like yours also carry

  • General Liability
  • Builder's Risk
  • Workers' Compensation
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Why Noah Insurance Agency

  • 🇺🇸Licensed nationwide — all 50 states + DC
  • 🔒Secure online application, ~5 minutes
  • ✉️Bond documents delivered by email
  • 📞Real licensed agents: 814-718-0060

Related Federal bonds

Questions about this bond?

Send us a note or call 814-718-0060 — a licensed agent will confirm the bond amount and requirements for you.

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