FederalOther Surety

Business Services Bond 5c. ($50,000) - 16 or more employees

Business Services Bond 5c. ($50,000) - 16 or more employees — required surety bond in Federal. Apply online in minutes.

✉️ Your bond is delivered to your email after application · Questions? Call 814-718-0060

How to get this bond

1. Apply online
Click Apply Now and complete the secure application — takes about 5 minutes.
2. Instant review
Most applications are approved same-day at competitive rates.
3. Bond by email
Your official bond documents are delivered straight to your email.

What is this bond?

A Business Services Bond is a type of fidelity bond that protects your clients against losses from theft, larceny, or fraud committed by your employees while working on a client's premises. It acts as a financial guarantee of honesty, ensuring clients can be reimbursed if a worker steals their property.

Who needs it?

This bond is highly recommended or frequently requested for service-based businesses that send a larger staff of employees into clients' homes or private offices. Typical examples include janitorial companies, moving services, home healthcare providers, and pet sitting businesses.

Why is it required?

Clients or contracting agencies often require this bond to ensure they have a layer of financial protection before granting a company's workforce access to their private spaces. Carrying this bond provides peace of mind to customers, demonstrates professional credibility, and mitigates the risk of loss due to employee dishonesty.

How do I apply?

To get started, simply click Apply Now to fill out our secure, approximately 5-minute online application. Once processed, your official bond documents will be delivered directly to you by email. If you have any questions along the way, call Noah Insurance Agency at 814-718-0060.

Common mistakes to avoid

  • Failing to accurately count the total number of employees, including part-time or seasonal staff.
  • Applying under a personal name instead of the exact legal business entity name registered with the state.
  • Not verifying the exact coverage limits required by the contracting client before applying.

Frequently asked questions

How much does a Business Services Bond cost?

Premiums vary based on your business details, number of employees, and the coverage level selected. Please apply online for exact figures.

Does this bond cover independent contractors or just W-2 employees?

Coverage terms regarding independent contractors vary by policy. Always verify with the issuing agency to ensure all your workers are properly covered.

What happens if a client files a claim for theft?

If a claim is filed and the theft is proven, the surety company will reimburse the client up to the bond's limit. The business owner is then legally responsible for repaying the surety company for the settled claim.

Is my business legally required to have a Business Services Bond?

Requirements vary by jurisdiction and individual client contracts. You should always verify specific bonding obligations directly with the requesting client or contracting agency.

Businesses like yours also carry

  • General Liability
  • Business Owner's Policy
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Why Noah Insurance Agency

  • 🇺🇸Licensed nationwide — all 50 states + DC
  • 🔒Secure online application, ~5 minutes
  • ✉️Bond documents delivered by email
  • 📞Real licensed agents: 814-718-0060

Related Federal bonds

Questions about this bond?

Send us a note or call 814-718-0060 — a licensed agent will confirm the bond amount and requirements for you.

Noah Insurance Agency · Licensed Nationwide