Business Services Bond 4c. ($25,000) - 16 or more employees — required surety bond in Federal. Apply online in minutes.
A business services bond is a type of fidelity bond that protects your clients from financial loss due to theft, fraud, or dishonest acts committed by your employees while on their premises. This specific classification is designed for growing businesses that employ 16 or more workers who interact with client property. It acts as a financial guarantee that your company can compensate clients if an employee commits a covered act of dishonesty.
Companies that routinely send 16 or more employees into clients' homes, offices, or secure facilities generally need this bond. Typical businesses include large residential or commercial cleaning services, home healthcare agencies, pet sitters, and maintenance companies. Securing this bond allows these businesses to advertise themselves as "bonded," which builds consumer trust.
Clients and contracting agencies often require this bond as a prerequisite for hiring your company to ensure their physical assets are protected from employee theft. It provides peace of mind that a third-party surety will cover potential losses if a worker behaves dishonestly on the job. Because individual client rules differ, specific requirements vary, and you should always verify the necessary coverage with the requesting party.
Click the Apply Now button to complete our secure, ~5 minute online application. Once your application is reviewed by Noah Insurance Agency, your bond will be delivered by email. For any questions during the process, you can reach our nationwide team at 814-718-0060.
Premiums vary based on your business details, the number of employees, and your specific background. We cannot state specific prices upfront; please apply online to receive an exact quote tailored to your company.
Bond amounts are not universally set and depend on the value of the property your employees access and client demands. Requirements vary, so you must verify the requested coverage limits directly with your clients or the issuing agency before applying.
No, a business services bond specifically covers theft or dishonest acts committed by your employees on a client's property. It does not cover accidental injuries or general property damage, which typically require a separate general liability insurance policy.
Approval times vary depending on the underwriting process and the completeness of your application. Submit our quick online application for exact figures, or call Noah Insurance Agency at 814-718-0060 for assistance.
Send us a note or call 814-718-0060 — a licensed agent will confirm the bond amount and requirements for you.
Noah Insurance Agency · Licensed Nationwide